If you run a business that relies on the use of vehicles for its day-to-day operation then it’s essential that you can get them insured.
There are so many risks that come with running a business, especially where vehicles are involved, so it would be incredibly foolish not to get the right cover.
Below is a guide to business fleet insurance that includes FAQs, the benefits of getting fleet insurance and where you can find cover.
Fleet insurance FAQ
What type of fleet insurance do I need to get?
This will depend on the type of business you run. Because there are so many types of businesses that can make use of fleet insurance, the risks and therefore types of cover you need can vary quite a lot. You’ll often find that there are policies available for your particular type of business. For example if you run a taxi firm then you’ll want to seek out a taxi fleet insurance quote.
What cover options are available?
Some of the main cover options you’ll find in a fleet insurance policy include –
- Road risks
- Liability insurance
- Breakdown cover
What type of vehicles can I cover?
Most types of vehicles can be covered under a fleet policy as standard, including cars, vans, motorcycles, lorries etc.
If you have specialist vehicles that you need to insurance, such as high-end sports cars, then it’s probably a good idea to speak to insurers on the phone to see if they are able to provide cover.
How much will fleet insurance cost?
The cost of a fleet policy will vary depending on a few factors, such as –
- The number of vehicles you need to insure
- The security of your vehicles
- The security of your premises
- Named drivers
- Where your business is located
The main benefits of fleet insurance
Some of the main benefits of getting fleet insurance for your business include –
- Save time
- Save money
- Insure multiple vehicle types together
- Peace of mind that your business vehicles are protected
Where to find fleet insurance
There are many excellent providers of fleet insurance so you shouldn’t have too much trouble finding the right policy for your business. Sites such as https://www.cheapfleet.co.uk/ make the process of getting fleet insurance quotes incredibly quick and simple.
Always be sure to get as many quotes as possible since it’s one of the best ways you can save money.
